Corporate cards on a stablecoin balance
Software, ads, travel and vendor subscriptions still run on cards. Stablerail issues them against the treasury you already hold, so spending does not require a second banking stack.
What you get
- Virtual cards issued in seconds for subscriptions, ad accounts and one-off vendors.
- Physical cards for travel and in-person expenses.
- Per-card monthly and per-transaction limits, set by an admin and changed on demand.
- Instant freeze and close, without disturbing any other card in the company.
- Every issuance, limit change and closure written to the same audit trail as payments.
Why finance teams move card spend here
The usual setup is a bank account for cards, a custody account for crypto, and a spreadsheet in the middle. Funding the card programme from the same balance that funds payouts removes the transfer step, the timing gap and the second reconciliation. Cardholders see a normal card; the controller sees one ledger.
Controls that survive an audit
- Admin-only issuance, so cards cannot appear without an owner.
- Merchant and category data captured on every authorisation.
- Cardholder, approver and funding transaction linked on each record.
- Exports that match the evidence pack used for vendor payments.
Frequently asked questions
How are the cards funded?
Cards draw from your treasury balance. You move stablecoin into the card float, and every authorisation is settled against that float — there is no separate bank account to pre-fund and reconcile.
Can we set limits per employee?
Yes. Each card carries its own monthly and per-transaction limit, and cards can be frozen or closed instantly by an admin without touching anyone else's spend.
Are the cards virtual or physical?
Both. Virtual cards are issued instantly for subscriptions and ad spend; physical cards are available for travel and expenses where a plastic card is still required.
How does spend get into accounting?
Each authorisation is captured with merchant, category, cardholder and the funding transaction, and exports feed the same ledger as your payouts, so card spend is not a separate reconciliation project.
Who can issue a card?
Only admins. Card issuance, limit changes and closures are logged in the same audit trail as payment approvals.
Keep reading
One account for stablecoin treasury, cards and payouts.
Receive, approve, screen, pay, card-spend and off-ramp — with audit evidence on every transaction.