AI neobank for stablecoin companies

One account for stablecoin treasury. Approvals, screening, fiat rails, yield. No frozen funds, no drained wallets, no audit you can't defend.

Your funds, bankruptcy-immune

Your funds, bankruptcy-immune

AI screens every payment

AI screens every payment

Audit-ready by default

Audit-ready by default

Everything you do with stablecoins, in one account

Most teams run treasury across a wallet, a spreadsheet, an exchange, and a Slack thread. Stablerail replaces that stack with one account and one set of controls

IBANs & fiat rails

Real accounts in EUR, USD, GBP, MXN and BRL. Pay anyone locally via SWIFT, SEPA, ACH, PIX

Cards

Stablecoin-funded Visa cards with per-card limits and team controls

Cards

Stablecoin-funded Visa cards with per-card limits and team controls

Yield

Idle balances earn vetted on-chain yield under your policy. Up to 6% APY

Audit log & receipts

Every request, approval, check, and signature logged and exportable

Payments & invoicing

Batch payouts across Ethereum, L2s, and Tron. Invoice and get paid on-chain

Pre-sign risk checks

Counterparty, sanctions, and taint checks run before every signature

Pre-sign risk checks

Counterparty, sanctions, and taint checks run before every signature

Policies & approvals

Signing quorums, self-approval limits, document thresholds, and emergency lock

Counterparties

Single directory of vendors, clients, and partners with full risk history

Every payment checked before humans sign

The pre-sign check

Counterparty, address, amount, sanctions, and taint are checked the moment a payment is created. Every payment gets a clear verdict: PASS, FLAG, or BLOCK, with a plain-English reason

The pre-sign check

Counterparty, address, amount, sanctions, and taint are checked the moment a payment is created. Every payment gets a clear verdict: PASS, FLAG, or BLOCK, with a plain-English reason

The pre-sign check

Counterparty, address, amount, sanctions, and taint are checked the moment a payment is created. Every payment gets a clear verdict: PASS, FLAG, or BLOCK, with a plain-English reason

The cool-off hold

A large transfer or a new beneficiary triggers an automatic delay. Enough time to catch a hijacked invoice or a social engineering attack before the money leaves

The cool-off hold

A large transfer or a new beneficiary triggers an automatic delay. Enough time to catch a hijacked invoice or a social engineering attack before the money leaves

The cool-off hold

A large transfer or a new beneficiary triggers an automatic delay. Enough time to catch a hijacked invoice or a social engineering attack before the money leaves

Vendor whitelists

A verified list of approved payees. If a vendor's address changes, the payment locks for review instead of going out

Vendor whitelists

A verified list of approved payees. If a vendor's address changes, the payment locks for review instead of going out

Vendor whitelists

A verified list of approved payees. If a vendor's address changes, the payment locks for review instead of going out

Burner wallets

A fresh receiving address for every invoice, so your main treasury wallet stays private from scanners and competitors

Burner wallets

A fresh receiving address for every invoice, so your main treasury wallet stays private from scanners and competitors

Burner wallets

A fresh receiving address for every invoice, so your main treasury wallet stays private from scanners and competitors

Internal sweeps

Transfers between your own entities are recognized as own-account and clear fast, with the audit trail intact

Internal sweeps

Transfers between your own entities are recognized as own-account and clear fast, with the audit trail intact

Internal sweeps

Transfers between your own entities are recognized as own-account and clear fast, with the audit trail intact

Approval workflows

Small payments move on a solo limit. Risky ones step up to more signers. Every override records a reason

Approval workflows

Small payments move on a solo limit. Risky ones step up to more signers. Every override records a reason

Approval workflows

Small payments move on a solo limit. Risky ones step up to more signers. Every override records a reason

Agents verify, humans sign, keys remain distributed.

We design for adversarial environments: crypto markets, social engineering, SIM swaps, and insider risk.

Non-custodial by design

Stablecoins are held in MPC-secured vaults. Keys are split across multiple parties, with configurable signing thresholds. Stablerail never has unilateral control over your funds.

AI in the verification layer only

The copilot can read policies, transaction context, and on-chain data. It cannot hold keys, initiate transfers, or sign. Its only role is to block, flag, and explain.

Operational hardening

SSO and SCIM, enforced MFA, hardware keys for signers, and strict least-privilege access. Environments are separated across sandbox, staging, and production.

Enterprise controls. On-chain speed.

Governance & Approvals

Compliance & Risk

Automation & Insights

Governance & Approvals

A real operating model for your finance team, not just a wallet

Role-based access and multi-step approvals

Limits by amount, currency, counterparty, and time per user.

Whitelists and vendor catalogs for approved counterparties

Full audit trail for every action, approval, and override

Governance & Approvals

A real operating model for your finance team, not just a wallet

Role-based access and multi-step approvals

Limits by amount, currency, counterparty, and time per user.

Whitelists and vendor catalogs for approved counterparties

Full audit trail for every action, approval, and override

Compliance & Risk

Bake compliance into the transaction flow instead of bolting it on.

Sanctions and watchlist checks for counterparties

On-chain taint analysis to spot links to hacks, mixers, or high-risk entities

Jurisdiction-aware rules by entity, country, or business unit

Clear explanations when a transaction is blocked or downgraded

Automation & Insights

Let agents do the watching while humans keep the pen.

Behavior-based anomaly detection for time, size, and destination

Playbooks for recurring flows like payroll, vendor payouts, and inter-entity transfers

Real-time view of stablecoin positions, pending approvals, and risk exposure

Notifications and approvals surfaced in Slack/Teams with links back to Stablerail

Built for finance leaders

CFOs and CEOs

Control every transfer with evidence you can defend to your Board.

CFOs and CEOs

Control every transfer with evidence you can defend to your Board.

CFOs and CEOs

Control every transfer with evidence you can defend to your Board.

Treasury and Finance Ops

Run payouts fast, safely, and repeatably — without the spreadsheet chaos.

Treasury and Finance Ops

Run payouts fast, safely, and repeatably — without the spreadsheet chaos.

Treasury and Finance Ops

Run payouts fast, safely, and repeatably — without the spreadsheet chaos.

Compliance and Risk

Prove your on-chain flows meet the strict control standards of traditional finance.

Compliance and Risk

Prove your on-chain flows meet the strict control standards of traditional finance.

Compliance and Risk

Prove your on-chain flows meet the strict control standards of traditional finance.

Pricing that fits your scale

We usually partner with companies handling $1–150M yearly in stablecoins

Subscription per company or group of entities

Scales with number of entities, active users, and on-chain volume

Dedicated onboarding and policy design support for new customers

Get a pricing proposal for your treasury in one call.

Ready to modernize your stablecoin treasury? 

Ready to modernize your stablecoin treasury? 

Tell us what youre building, and well help you design a selfcustodial treasury setup with clear approvals, secure wallets, and realtime visibility. 

Tell us what youre building, and well help you design a selfcustodial treasury setup with clear approvals, secure wallets, and realtime visibility. 

Fill in your details, and we’ll schedule a personalized demo. 

We'll reply within 24-48h.

Fill in your details, and we’ll schedule a personalized demo. 

We'll reply within 24-48h.

Replace stablecoin chaos with one account

Request a demo - well identify your control gaps and design a setup that secures the flow.

© 2026 Stablerail, Inc. All rights reserved.

Stablerail, Inc.131 Continental Dr, Newark, DE 19713, USA

Stablerail is a non-custodial software platform. We never hold, control, or access your funds or private keys. Stablerail is not a bank, and does not provide financial, legal, investment, or tax advice. Fiat services, where available, are provided by regulated third-party partners. Use of the platform is subject to our Terms of Use and Privacy Policy.

© 2026 Stablerail, Inc. All rights reserved.

Stablerail, Inc.131 Continental Dr, Newark, DE 19713, USA

Stablerail is a non-custodial software platform. We never hold, control, or access your funds or private keys. Stablerail is not a bank, and does not provide financial, legal, investment, or tax advice. Fiat services, where available, are provided by regulated third-party partners. Use of the platform is subject to our Terms of Use and Privacy Policy.

© 2026 Stablerail, Inc. All rights reserved.

Stablerail, Inc.131 Continental Dr, Newark, DE 19713, USA

Stablerail is a non-custodial software platform. We never hold, control, or access your funds or private keys. Stablerail is not a bank, and does not provide financial, legal, investment, or tax advice. Fiat services, where available, are provided by regulated third-party partners. Use of the platform is subject to our Terms of Use and Privacy Policy.