Product / USD account

    A USD account in your name, next to your stablecoins

    Receive ACH and wires from US customers, pay US suppliers, and convert into USDC or USDT without moving money to a second institution.

    Check eligibility
    ACHFedwireSWIFT USDNamed account detailsInstant conversion
    3
    USD rails: ACH, Fedwire, SWIFT
    Same day
    Fedwire before cut-off
    1 ledger
    Fiat and stablecoin reconciled

    Dollar rails wired into the same treasury

    Your USD account is not a bolt-on. It shares the balance, the approvals and the audit trail with everything else in the account.

    Account details in your name

    After KYB you receive USD account and routing details issued to your entity, so payers see your company as beneficiary.

    ACH, Fedwire and SWIFT

    Domestic ACH for recurring flows, Fedwire for same-day urgency, SWIFT for international dollar payments.

    Convert on receipt

    Hold dollars as fiat or convert into USDC or USDT the moment they land, with the rate and fee on the transaction.

    Same approvals

    Quorum, self-approval limits and document thresholds apply to USD payments exactly as they do on-chain.

    Predictable settlement

    ACH in one to two business days, Fedwire same day before cut-off, SWIFT in one to three depending on corridor.

    Reconciles cleanly

    Every inbound and outbound dollar carries a reference, a counterparty record and an exportable evidence line.

    How a dollar moves through the account

    1. 01
      Verify once

      KYB on your entity unlocks USD details in your company name.

    2. 02
      Share the details

      Invoice US customers and receive by ACH or wire.

    3. 03
      Hold or convert

      Keep dollars as fiat, or convert into USDC or USDT on receipt.

    4. 04
      Pay out

      Send by ACH, Fedwire, SWIFT or on-chain from the same balance.

    Made for companies with US customers and global costs

    Most stablecoin businesses lose days moving between a bank and an exchange. Here both legs sit in one account with one set of controls.

    • US customers who can only pay by ACH or wire.
    • US-domiciled costs — payroll providers, SaaS, legal, tax.
    • Holding a dollar operating float without a second bank relationship.
    • Converting dollar revenue into stablecoin treasury on receipt.
    • One export that covers fiat and on-chain legs for your accountant.

    Frequently asked questions

    Is the account in our company name?

    Yes. After KYB you get USD account details issued in your company name, not a shared pooled reference.

    Which USD rails are supported?

    ACH for domestic USD, Fedwire for same-day domestic wires, and SWIFT for international USD.

    How long do payments take?

    ACH typically settles in one to two business days, Fedwire the same business day when submitted before cut-off, and SWIFT in one to three business days depending on the corridor.

    Can incoming USD convert to stablecoin automatically?

    Yes. Incoming USD can be held as fiat or converted into USDC or USDT on receipt, and the conversion rate and fee are recorded on the transaction.

    Keep reading

    One account for stablecoin treasury, cards and payouts.

    Receive, approve, screen, pay, card-spend and off-ramp — with audit evidence on every transaction.