Dedicated IBAN
Issued in your company name after KYB, so European payers see your entity as the beneficiary — not a pooled reference.
One account for the whole treasury
Hold stablecoins and fiat, approve payments, screen counterparties and spend on cards — from a single balance.
Accounts
Product / EUR account
A euro IBAN in your company name, on the same balance
Invoice European customers, pay European suppliers and settle VAT from a dedicated IBAN — wired to the same treasury and the same approval rules.
Dedicated IBANSEPASEPA InstantSWIFT EURConvert to USDC / USDT
Instant
SEPA Instant where supported
36
Countries in the SEPA area
1 ledger
Euro and stablecoin reconciled
Euro rails without a second bank relationship
The IBAN belongs to your entity and shares the treasury, the approvals and the audit trail with everything else in the account.
SEPA and SEPA Instant
Standard SEPA Credit Transfer for scheduled flows, SEPA Instant for near-immediate settlement where the receiving bank supports it.
SWIFT for euro outside SEPA
Euro payments beyond the SEPA area route over SWIFT from the same balance and the same approval flow.
Convert both ways
Move euro into USDC or USDT and back, with the rate, the fee and the authoriser recorded on the transaction.
Same controls
Screening, signing quorum and document thresholds apply to euro payments exactly as they do on-chain.
Explainable FX
Each conversion leaves a line an auditor can follow at year end, instead of an unlabelled transfer between venues.
How a euro moves through the account
- 01Verify once
KYB on your entity unlocks a dedicated EUR IBAN in your company name.
- 02Get paid
Invoice European customers and receive by SEPA or SEPA Instant.
- 03Hold or convert
Keep euro as fiat, or convert into USDC or USDT on receipt.
- 04Pay out
Suppliers, payroll and VAT by SEPA — or on-chain from the same balance.
Built for the costs that have to leave a European account
Some obligations cannot be paid in stablecoin. The euro account covers those without splitting your treasury across institutions.
- EU customers and suppliers who work in euro only.
- VAT, accountancy, payroll and office costs on European rails.
- Holding a euro operating float alongside stablecoin reserves.
- Converting euro revenue into treasury on receipt.
- One reconciliation covering fiat and on-chain legs.
Frequently asked questions
Is the IBAN ours?
Yes. After KYB you receive a dedicated EUR IBAN issued in your company name, so payers see your entity as the beneficiary.
Which euro rails are supported?
SEPA Credit Transfer for standard euro payments and SEPA Instant where the receiving bank supports it, plus SWIFT for euro payments outside the SEPA area.
Can we convert EUR into stablecoin?
Yes, in both directions. EUR can be converted into USDC or USDT and back, with the rate and fee recorded on the transaction.
Do EUR payments follow the same approvals?
They do. The same signing quorum, self-approval limits and document thresholds apply to euro payments as to on-chain ones.
Keep reading
Stablecoin treasury management
Run a USDT/USDC treasury with approvals, limits and clean reporting.
Stablecoin payouts
Batch contractor and vendor payouts with screening and audit evidence.
Stablecoin vendor payments guide
Controls, cost vs wires and accounting treatment for supplier payments.
Internal controls guide
The control matrix and evidence pack auditors ask for.
One account for stablecoin treasury, cards and payouts.
Receive, approve, screen, pay, card-spend and off-ramp — with audit evidence on every transaction.