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    Pay the recipient. Keep the route and controls visible.

    Prepare fiat or stablecoin payments, review the available route and fee, collect approvals and follow each payment through completion.

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    ACHSEPASEPA InstantFaster PaymentsStablecoin payments

    A payment workflow built around the recipient outcome

    The asset, route, fee, checks and status stay visible from preparation through completion.

    Available routes

    Choose from verified fiat rails or supported stablecoin networks available to your business and destination.

    Fee before approval

    Separate same-currency payments from cross-currency payments so the applied pricing is understandable.

    Saved counterparties

    Use a reviewed recipient record instead of repeatedly copying bank details or wallet addresses.

    Approval state

    See who requested, who has approved and what remains before a payment can be released.

    Batch payouts

    Prepare up to 100 recipients and keep an individual result for every payment in the batch.

    Status and receipt

    Track completion and keep the receipt beside the original request and approvals.

    From payment intent to recipient outcome

    1. 01
      Choose recipient

      Start with a saved counterparty and the amount they should receive.

    2. 02
      Review route

      Confirm the available rail or network and any cross-currency pricing.

    3. 03
      Approve

      Complete counterparty checks and the required human approvals.

    4. 04
      Track

      Follow the payment status and retain the completed record.

    Route conditions stay explicit

    Stablerail does not promise universal corridors or guaranteed settlement times. The product shows the route available for the current payment.

    • ACH, SEPA, SEPA Instant and Faster Payments are verified rails.
    • Availability depends on entity, destination and payment context.
    • Same-currency and cross-currency pricing remain separate.
    • Stablecoin and fiat assets remain clearly identified.
    • Delivery status is tracked without guaranteeing instant settlement.

    Frequently asked questions

    Which payment rails are available?

    Current verified rails include ACH, SEPA, SEPA Instant and UK Faster Payments. The routes available to your business depend on eligibility and the payment destination.

    Are delivery times guaranteed?

    No. The available route and current status are shown in the workflow, but delivery depends on the rail, cut-off, recipient institution and review conditions.

    How are fees shown?

    Receiving fiat is free and SEPA, ACH and Faster Payments payouts cost $2 each. Cross-currency payments use your plan rate and should be reviewed before approval.

    Can we pay in batches?

    Yes. The current product supports batches of up to 100 recipients, with a result for each recipient.

    Keep reading

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    Corporate stablecoin treasury, cards and payouts.

    Receive, approve, screen, pay, card-spend and off-ramp — with audit evidence on every transaction.

    Try it live