Product update: August 2026

Our monthly product update. Here is what changed in Stablerail in August.

The important ones

1. Safer swaps. Every swap now gets its own destination address, confirmed and locked before you sign. Swaps are also clearly marked in the signing queue, so you know what you are approving at a glance.
2. Stablerail works like an app on your phone. Home, Pay, Receive and Banking tabs, with your signing queue right on the home screen.
3. Stronger sign-in. Two independent checks — a code from your email and a code from your authenticator app. Sign-in protection and transaction-signing protection each have their own section in Security settings, and replacing an authenticator gives you a backup copy of the new key.
4. Bigger batch payouts. Pay up to 100 people in a single batch on most networks. If one recipient is flagged or blocked, remove them and carry on with the rest instead of cancelling the whole payout.
5. Pay by address, know who you are paying. Paste a saved wallet address into the counterparty search or payment picker and Stablerail tells you who it belongs to, selects the right network, and files the payment under them.
6. GBP accounts and Faster Payments. Open a GBP account with UK account details and send and receive Faster Payments transfers.

Under the hood

1. Balances stay live. Your balances update automatically as money moves in and out, with nothing to reload.
2. Payments before funding. You can now set up a payment even if the vault does not yet have enough to cover it. Stablerail shows the shortfall and the payment can only be signed once the balance is sufficient.
3. No more dust alerts. Tiny junk deposits are hidden on mobile and filtered out of email alerts, so you only hear about deposits worth a look.
4. Card controls. Set spending limits per day, per month and per transaction, with usage shown in the card's own currency.
5. Email preferences. Choose which emails you get for each vault, set a minimum payment amount, and get notified when someone accepts or declines your invitation.
6. Clearer risk and policies. Risk checks now show a breakdown of where an address's funds come from instead of a single verdict. Policies have a clearer layout with a summary of what your rules enforce.
7. Faster ledger and vault creation. Deposits appear faster, particularly on XRP, and a new vault shows up immediately after you create it.
8. Banking and counterparty polish. USD/EUR balance swaps work end to end, business activation lists required fields up front, bank details are validated against the bank's own rules, and saved bank accounts can be edited in place with only the fields your route needs.
9. Signing queue improvements. See the counterparty name instead of a long address, and check signing progress without opening a payment.
10. Treasury agent. Ask questions about your team's activity and how Stablerail works, now opening in full screen.
11. Cleaner documents and audit log. Receipts, invoices and risk dossiers share a matching layout, support names and notes in any alphabet, and show risk scores as percentages. The audit log has an enhanced view for events and roles.