Stablecoin payments
Pay from your own treasury
Every payment is screened and signed by your team before it leaves your wallet.
Your corporate treasury
Manage company balances, payments, cards and approvals in one workspace.
Accounts & cards
Corporate
stablecoin treasury
Stablecoins, bank accounts and cards in one treasury. Approvals and audit evidence on every move.
0% FX
Stablecoins to USD and EUR
Your keys
Self-custodial wallets
Named accounts
USD, EUR and GBP
Corporate cards
Spend from treasury
Search⌘K
EM
Acme Corp
Elena Marsh
Dashboard
Treasury overview and actions
PayReceiveSwapEarnTop Up Banking
Total Treasury
$916,532.64
↗ $54,539.33 net this month
Banking
$492,698.04Vaults
$361,034.60Yield
$62,800.0030D90D
Oct 7Oct 13Oct 19Oct 25Oct 31
Trend estimated from net vault flows.
BankingOpen
$492,698.04
EUR account ·· 3000
OpenPayd Financial Services Malta Ltd
USD account ·· 4567
Lead Bank
GBP account ·· 5678
Wirex Limited
RECENT
Nordwind Logistics GmbH
Oct 10 · SEPA Instant
+73,600.00 EUR
CloudForge AG
Oct 12 · SEPA Instant
−13,002.00 EUR
Berlin Business Park
Oct 16 · SEPA Instant
−27,200.00 EUR
Solaris Freight Co
Oct 19 · SEPA Instant
+39,000.00 EUR
Send Payment
VaultsOpen
$361,034.60
Main Treasury
2 networks
$159,831.60
Tron Treasury
Tron
$61,283.00
Solana Treasury
Solana
$51,800.00
Show all 7 vaults
RECENT
$
Kestrel Dynamics
Nov 5 · Ethereum
−24,800 USDC
$
Halcyon Trading FZE
Nov 5 · Tron
−72,800 USDT
$
Kestrel Dynamics
Nov 5 · Tron
+18,351.07 USDT
$
Northwind Fabrication
Nov 4 · Ethereum
+16,800 USDC
PayReceiveSwap
To Sign
3 payments
1 flagged for review
Solstice Robotics AG
Equipment deposit · 1/2 · 1h
$19,200
19,200 USDC
Halcyon Trading FZE
Inventory settlement · 0/2 · 5h
$72,800
72,800 USDT
Kestrel Dynamics
Contract adjustment refund · 0/2 · 2h
$24,800
24,800 USDC
Open Signing Queue
Corporate CardsCards
$3,986.30
Spent in November · 1 active card
Deutsche Bahn
Oct 15 · Ops Card ••4242
−$336.80
AWS EMEA
Oct 19 · Ops Card ••4242
−$1,250.00
Rewe Markt
Oct 23 · Ops Card ••4242
−$187.60
Office Depot
Oct 27 · Ops Card ••4242
−$796.00
Issue CardManage Cards
Yield
$62,800.00
Earned to date
$2,800.00
Blended APY
5.48%
$
Gauntlet USDC Core
5.58% APY · Base
$50,000.00
$
Re7 USDT
5.10% APY · Base
$12,800.00
DepositWithdraw
Blended APY, last 30 daysEarn
Oct 6Oct 13Oct 21Oct 28Nov 5
Cash Flow Report
Oct 7, 2026→Nov 5, 2026Daily7D14D30D90D
$295,283
Total Inflows
$248,032
Total Outflows
$47,251
Net Flow
Customer+$295,283
Vendor-$193,692
Other-$54,340
Team Activity
View AllEventWhoDetailsDate
SigningJonas WeberSigned transaction intent #int-awaiNov 05, 07:41 AM
SigningTom OkaforCreated transaction intent #int-awai from Payment to Solstice Robotics AGNov 05, 07:31 AM
SigningElena MarshFailed transaction intent #int-blocNov 05, 07:04 AM
SigningTom OkaforCreated transaction intent #int-bloc from Payment to Kestrel DynamicsNov 05, 07:01 AM
PaymentsElena MarshGenerated risk dossier for transaction intent #int-blocNov 05, 07:01 AM
Try it livePowered by best-in-class infrastructure partners
Your treasury, in one workspace
Manage balances, make payments and keep every approval on record.
Bank accounts
Accounts in your company’s name
Named USD, EUR and GBP accounts on local rails, next to your stablecoins.
Corporate cards
A card for every expense
Issue cards, set monthly limits and see USD spend as it happens.
Treasury tools
Put idle cash to work
Earn yield, swap stablecoins, pay in batches and get paid by invoice.
Governance & reconciliation
Every move approved and on record
Approvals, screening and audit evidence on every transaction.
0%
conversion fee. USDC to USD. EURC to EUR.
Convert 1:1 with no fee or spread, then pay by ACH, Fedwire, FedNow, SEPA or SEPA Instant.
USDC→USD0% conversion fee
ACH, Fedwire, FedNow payouts
1:1 conversion. No spread.
Included on every plan
EURC→EUR0% conversion fee
SEPA and SEPA Instant payouts
1:1 conversion. No spread.
Included on every plan
Open accountReceiving fiat is free. Sending fees are separate from 0% conversion: ACH $2, Fedwire $20, FedNow $5.
Your business. Your treasury.
For companies adopting stablecoins and teams already managing their own funds with them.
Every payment. A clear record.
Who requested it? Who approved it? What was checked? Keep the answers with the payment.
Au
Auditor
Who requested this payment?
Your finance team
You
Max D.
CFO, NDA iGaming Holdings
“Stablerail flagged a payout to a wallet we had no business touching. Would have cost us millions and a frozen account.”
Lukas Berg
Venture Builder, Stack Studio
“We were juggling wallets and bridges across every portfolio company. Now it is one screen for the whole stack.”
Arjun Mehta
Founder, Drift
“We move money in minutes instead of days. For a startup our size it is honestly a no brainer.”
We founded Stablerail as stablecoin operators who lived the pain ourselves. Frozen funds, collapsed exchanges, ops scattered across ten tabs. We built the controls we wished we'd had.
Oleg Pun & Alex Emelian
Co-Founders, Stablerail
As featured in
Eight tools. One treasury.
- Separate wallets
- Exchange accounts
- Balance spreadsheets
- Approvals in chat
- Disconnected cards
- Screening screenshots
- Invoice folders
- Manual audit records
Your treasury, in one workspace.
- Self-custodial wallets
- Supported settlement networks
- Corporate cards
- USD, EUR and GBP accounts
- ACH, Fedwire, FedNow, SEPA and Faster Payments
- Counterparty directory
- Approval policies
- Signing quorums
- Role-based access
- AML screening
- Pre-sign risk checks
- Batch payments
- Stablecoin invoices
- On-chain yield access
- Multi-entity workspaces
- Audit records
Simple, transparent pricing
0% on USDC → USD and EURC → EUR. Free fiat receipts. Plan FX rates apply cross-currency.
Starter
$213/mo
Billed annually · Save 15%
Core treasury tools for your finance team.
Included
- Monthly payout volume (fiat + stablecoin)
- $250K/mo
- Signers
- 2
- Requesters
- 2
- Entities
- 1
Transaction fees
- Fiat receipts
- Free
- USDC → USD / EURC → EUR
- Free
- Cross-currency payments (FX)
- 0.79% per payment
Growth
Most popular$850/mo
Billed annually · Save 15%
More volume, more approvers, more room to grow.
Included
- Monthly payout volume (fiat + stablecoin)
- $1M/mo
- Signers
- 5
- Requesters
- 7
- Entities
- Up to 2
Transaction fees
- Fiat receipts
- Free
- USDC → USD / EURC → EUR
- Free
- Cross-currency payments (FX)
- 0.49% per payment
Business
$2,550/mo
Billed annually · Save 15%
Coordinate treasury across multiple entities.
Included
- Monthly payout volume (fiat + stablecoin)
- $3M/mo
- Signers
- 8
- Requesters
- 15
- Entities
- Up to 4
Transaction fees
- Fiat receipts
- Free
- USDC → USD / EURC → EUR
- Free
- Cross-currency payments (FX)
- 0.29% per payment
Enterprise
Custom
Annual billing
Treasury configured for complex operations.
Included
- Monthly payout volume (fiat + stablecoin)
- Custom
- Signers
- Unlimited
- Requesters
- Unlimited
- Entities
- Unlimited
Transaction fees
- Fiat receipts
- Free
- USDC → USD / EURC → EUR
- Free
- Cross-currency payments (FX)
- Custom
You are buying self-custodial treasury software, not guaranteed bank accounts. Partner banking and payment services require separate KYB/KYC approval. A partner’s delay or rejection alone does not entitle you to a subscription refund or automatically cancel billing. You may keep using eligible software features or cancel under your subscription terms. Mandatory legal rights and express written refund rights still apply. Subscription terms
Compare plans
Download PDFSwipe table →
Feature
Starter
Growth
Business
Enterprise
Limits & users
Monthly payout volume (fiat + stablecoin)
$250K
$1M
$3M
Custom
Signers
2
5
8
Unlimited
Requesters
2
7
15
Unlimited
Viewers
5
10
Unlimited
Unlimited
Entities
1
2
4
Unlimited
Accounts & cards
EUR, USD & GBP accounts
SEPA, ACH, Fedwire, FedNow, Faster Payments
Corporate cards
Fees: stablecoins
USDC ⇄ USD, EURC ⇄ EUR
Both directions
0%
0%
0%
0%
Send stablecoins
0%
0%
0%
0%
Receive stablecoins
0%
0%
0%
0%
Stablecoin swaps
e.g. USDT to USDC
0.8%
0.6%
0.4%
Custom
Fees: bank accounts
Receive EUR, USD, GBP
Free
Free
Free
Free
Send ACH
Per payment
$2
$2
$2
$2
Send Fedwire
Per payment
$20
$20
$20
$20
Send FedNow
Per payment
$5
$5
$5
$5
Send SEPA
Per payment
$2
$2
$2
$2
Send Faster Payments
Per payment
$2
$2
$2
$2
Cross-currency payments (FX)
e.g. EUR to USD
0.79%
0.49%
0.29%
Custom
Fees: cards
Card spend in USD
0%
0%
0%
0%
Other currency, UK
1%
1%
1%
1%
Other currency, EEA
1.55%
1.55%
1.55%
1.55%
Other currency, rest of world
2.39%
2.39%
2.39%
2.39%
Fees: yield
Deposit into yield
Ethereum and Tron
0%
0%
0%
0%
Withdraw, Ethereum
0%
0%
0%
0%
Withdraw, Tron
0.03%
0.03%
0.03%
0.03%
Management fee
Share of yield earned. At 6% you keep 5.4%
10%
10%
10%
10%
Wallets & controls
Self-custodial MPC wallets
Basic policy engine
Advanced policy engine (per-wallet)
-
Custom signing quorums
-
Custom policy engine
-
-
-
Payments & networks
EVM, Tron, Solana support
Batch payments (gas optimization)
-
EVM & Tron gas sponsorship
-
Tron fee optimisation
-
AI & monitoring
Transaction risk report
Counterparty screening
AI Copilot
-
Behavioral monitoring agent
-
-
Integrations & support
Email support
48h SLA
24h SLA
8h SLA
1h · 24/7
Dedicated Slack
-
Business review cadence
-
Quarterly
Monthly
Custom
ERP integrations
-
-
Custom integrations (SAP, Oracle)
-
-
-
White-label option
-
-
-
Dedicated success manager
-
-
-
FAQ
Questions from finance teams
What is Stablerail?
Stablerail is a corporate stablecoin treasury platform with currency accounts, payments and corporate cards. Finance teams manage company balances, screen counterparties and approve payments in one workspace, with audit records attached.
Who is Stablerail for?
Finance teams managing their company’s own funds, whether they’re adopting stablecoins or already using them. It supports corporate treasury, rather than holding or moving money on behalf of your customers.
What does stablecoin-to-fiat conversion cost?
USDC → USD and EURC → EUR convert 1:1 with 0% conversion fee and no spread on every plan. Receiving fiat is free. Sending fees are separate: ACH $2, Fedwire $20, FedNow $5, SEPA and Faster Payments $2. Cross-currency payments use your plan’s FX rate. Card currency fees are listed in pricing.
Is Stablerail a bank or a custodian?
Neither. Stablerail, Inc. is a software company registered in Delaware, USA. Digital assets are held in self-custodial MPC wallets. Fiat accounts and cards are provided by regulated third-party partners, subject to business verification and eligibility.
Who holds the keys?
Your business controls signing through MPC key shares built on Privy infrastructure. Stablerail cannot sign a transaction alone. Keys can be exported under the required signing quorum.
Which stablecoins and networks are supported?
Stablerail supports USDC, USDT and EURC, with availability varying by network. Supported networks include Ethereum, TRON, Base, Polygon and Solana. Counterparty settings specify the payment network.
How is this different from a wallet and spreadsheets?
Stablerail brings accounts, cards and payments together with controls enforced before signing. Counterparty checks, approvals and transaction records stay together, reducing manual reconciliation and evidence gathering.
How much does it cost, and how do we get started?
Choose a published plan or speak to us about enterprise requirements. Fiat accounts and cards require business verification. Setup time depends on your entity, requirements and partner approval.
Which countries are supported?
Eligibility and available services depend on your entity’s jurisdiction, industry and payment routes. Use the eligibility checker to see the options for your business.