Terms of Use
Last updated: March 6, 2026
These Terms of Use ("Terms") govern your access to and use of the Stablerail platform, website (stablerail.com), and all related services (collectively, the "Service") operated by Stablerail, Inc. ("Stablerail," "we," "us," or "our").
By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, do not use the Service.
1. Overview of the Service
Stablerail provides a non-custodial treasury controls platform for stablecoin operations. The Service includes policy enforcement tools, risk intelligence, audit trail generation, counterparty management, batch payment workflows, and wallet analytics (including Shadow Audit).
Stablerail is an interface and governance layer. We do not custody, hold, control, or have access to your digital assets, private keys, or funds at any time.
2. Non-Custodial Nature
Stablerail does not hold, store, or manage private keys or digital assets on behalf of users. All cryptographic key management is handled by third-party infrastructure providers, including but not limited to Privy (for MPC-based signing). Stablerail does not have the ability to initiate, execute, reverse, or cancel blockchain transactions without user authorization through the applicable signing quorum.
You are solely responsible for the security of your signing devices, passkeys, recovery keys, and any credentials used to access the Service.
3. Eligibility
You must be at least 18 years old and have the legal capacity to enter into these Terms. If you are using the Service on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.
You must not use the Service if you are located in, or are a resident of, any jurisdiction where the use of the Service would be prohibited by applicable law or regulation, including but not limited to jurisdictions subject to comprehensive sanctions by the United States (OFAC), the European Union, or the United Nations.
4. Account Registration
To access certain features of the Service, you must create an account. You agree to provide accurate and complete information during registration and to keep your account information current.
You are responsible for all activity that occurs under your account. You must immediately notify us at compliance@stablerail.com if you become aware of any unauthorized access to your account.
5. Acceptable Use
You agree not to use the Service to:
(a) violate any applicable law, regulation, or third-party right;
(b) engage in or facilitate money laundering, terrorist financing, sanctions evasion, fraud, or other illicit activity;
(c) circumvent or attempt to circumvent any policy controls, signing requirements, or risk assessments implemented through the Service;
(d) transmit malicious code, interfere with the Service, or attempt to gain unauthorized access to any systems or data;
(e) use the Service in connection with any digital assets that are the proceeds of criminal activity;
(f) misrepresent your identity, organizational affiliation, or the purpose of transactions processed through the Service.
We reserve the right to suspend or terminate your access to the Service if we reasonably believe you are in violation of these Terms.
6. Third-Party Services
The Service integrates with third-party providers for core functionality, including but not limited to:
Privy (MPC-based key management and transaction signing)
NEAR Protocol (swap execution)
AML Bot (on-chain risk intelligence and sanctions screening)
Google Analytics (website analytics)
Your use of these third-party services is subject to their respective terms and privacy policies. Stablerail is not responsible for the availability, accuracy, or performance of third-party services. We do not guarantee that third-party risk intelligence data (including sanctions screening results) is complete, accurate, or current.
7. Shadow Audit
The Shadow Audit feature allows users to submit wallet addresses for read-only analysis without creating an account. Shadow Audit does not require wallet connection or signing permissions. Wallet addresses submitted for Shadow Audit are used solely to generate a control gap report and are not stored beyond the duration of the analysis session unless otherwise indicated.
Shadow Audit results are provided for informational purposes only and do not constitute legal, financial, compliance, or investment advice.
8. Fees
Stablerail charges subscription fees for access to the Service as described on our pricing page or in a separate agreement. Fees are non-refundable unless otherwise stated in a written agreement.
Stablerail does not charge transaction fees (basis points) on payments processed through the Service. Blockchain network fees (gas) are paid by users directly to the applicable network and are not collected by Stablerail.
9. Intellectual Property
All content, software, designs, trademarks, and other materials associated with the Service are owned by or licensed to Stablerail and are protected by applicable intellectual property laws. You may not copy, modify, distribute, or create derivative works based on any part of the Service without our prior written consent.
10. Data and Privacy
Your use of the Service is also governed by our Privacy Policy, which describes how we collect, use, and protect your information. By using the Service, you consent to the data practices described in the Privacy Policy.
11. Risk Disclosures
Digital assets and blockchain transactions involve significant risks, including but not limited to:
(a) the risk of loss due to software bugs, smart contract vulnerabilities, or infrastructure failures in third-party systems;
(b) the risk that blockchain transactions are irreversible once confirmed on the network;
(c) the risk that regulatory changes may affect the legality or availability of the Service or certain digital assets;
(d) the risk that counterparty risk assessments, sanctions screening, and risk dossiers generated by the Service may not identify all risks associated with a transaction or counterparty;
(e) the risk of loss of access to your account due to lost passkeys, recovery keys, or signing devices.
Stablerail does not guarantee the accuracy or completeness of any risk assessment, and all risk intelligence is provided on an "as-is" basis.
12. Limitation of Liability
To the maximum extent permitted by applicable law, Stablerail, its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or digital assets, whether arising from contract, tort, negligence, or otherwise, even if advised of the possibility of such damages.
Stablerail's total aggregate liability for any claims arising from or related to the Service shall not exceed the fees you have paid to Stablerail in the twelve (12) months preceding the claim.
Because Stablerail is a non-custodial platform and does not hold, control, or have access to your digital assets, Stablerail shall not be liable for any loss, theft, or unauthorized transfer of digital assets, including losses resulting from compromised signing devices, lost recovery keys, or vulnerabilities in third-party infrastructure.
13. Indemnification
You agree to indemnify, defend, and hold harmless Stablerail and its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising from your use of the Service, your violation of these Terms, or your violation of any applicable law or regulation.
14. Disclaimer of Warranties
The Service is provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.
Stablerail does not warrant that the Service will be uninterrupted, error-free, or secure, or that any defects will be corrected. Stablerail does not warrant the accuracy or completeness of any risk intelligence, sanctions screening, or counterparty analysis provided through the Service.
The Service does not constitute legal, tax, financial, compliance, or investment advice. You should consult qualified professionals for advice specific to your situation.
15. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law principles.
Any dispute arising from or relating to these Terms or the Service shall be resolved through binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules. The arbitration shall be conducted in English. Judgment on the arbitration award may be entered in any court of competent jurisdiction.
You agree that any dispute resolution proceedings will be conducted on an individual basis and not as a class action, consolidated action, or representative action.
16. Modifications
We may update these Terms from time to time. We will notify you of material changes by posting the updated Terms on our website with a revised "Last updated" date. Your continued use of the Service after any changes constitutes your acceptance of the updated Terms.
17. Termination
We may suspend or terminate your access to the Service at any time, with or without cause, and with or without notice. Upon termination, your right to use the Service ceases immediately. Provisions that by their nature should survive termination (including liability limitations, indemnification, and dispute resolution) shall survive.
18. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions remain in full force and effect.
19. Contact
For questions about these Terms, contact us at:
Stablerail, Inc. compliance@stablerail.com